Security

How money actually moves. Trust pillars (verification, reporting) live on Trust & Safety.

LTD purchases

Your card is charged immediately. Dodo takes about 4% + $0.40 (more on international cards). Day Zero takes 8–10%. Of the founder's remaining share, 30% is paid out (weekly) so they can build, and 70% is held in a segregated sale-escrow account until Milestone 2 and 70%+ of backers confirm they received working software.

Day Zero does have custody of that 70% hold and of listing bonds. We do not have the 30% already sent to the founder. A lawyer has to bless the escrow account before this is a live product — this page is the honest model, not a live bank.

Two escrows

Sale hold: 70% of founder share per LTD. This is the refund pool if they never deliver. On a $39 LTD that is about $23.49, not $39.

Listing bond: $100 the founder posts to list. Forfeited on ghosting or fraud. At 100 backers that is about $1 extra each. It is a stick, not insurance for the campaign.

Identity

Founders complete a Loom plus government ID and selfie verification before they can list. Backers complete email and phone verification. Payments run on Dodo. The live product adds payment-method fingerprinting to enforce one LTD per user per startup.

Reporting

Chargebacks, fraud rules, and a public ban list are part of trust operations. See Trust & Safety and the ban list.